Bridging Worlds, Creating Win-Win
ICT Global Digital Banking Network
Our Mission
Break down traditional banking barriers so every user worldwide can conveniently, securely, and affordably access America's top financial infrastructure.
Our Vision
Become the world's preferred digital banking network, making cross-border finance as simple as sending a message.
Founding Team
A world-class team with deep expertise in fintech, banking, and compliance
Michael Chen
CEO & Co-founder
Ex-Goldman Sachs, Stanford MBA
Sarah Williams
CTO
Ex-Stripe Engineering Lead, MIT CS
David Park
CPO
Ex-PayPal Product Director, 15 years fintech
Elena Rodriguez
CCO
Ex-KPMG Financial Regulation, 12 years compliance
Core Advantages
The competitive moat that sets ICT Pay apart
Licensed & Compliant
FinCEN MSB registered with Money Transmitter Licenses covering 48 U.S. states and territories
Bank-Grade Custody
User funds held in FBO accounts at top-tier U.S. banks with FDIC insurance up to $250,000
Self-Built Clearing Engine
Proprietary high-throughput digital ledger enabling sub-second internal settlement
Global Team
Distributed engineering and compliance teams spanning the US, China, Singapore, UK, and Mexico
Our Journey
Company Founded
ICT officially incorporated in Delaware, USA
MSB License Obtained
Successfully obtained FinCEN Money Services Business license
Product Launch
Core banking account and transfer services opened to global users
Visa Card Launch
Virtual and physical Visa payment cards officially launched
100K Users
Global registered users exceeded 100,000, covering 50+ countries
Global Expansion
Services covering 130+ countries, supporting 60+ currencies
Latest News
ICT Pay Launches in 15 New Latin American Markets
Expanding our footprint across Latin America, bringing accessible cross-border banking to millions of underserved users in the region.
Learn MorePartnership with Leading Asian Payment Network Announced
Strategic partnership to enable seamless fund flows between Asia and the Americas, significantly reducing settlement times.
Learn MoreICT Pay Passes SOC 2 Type II Annual Audit
Successfully completed our annual SOC 2 Type II audit, reaffirming our commitment to the highest standards of security and compliance.
Learn MoreGlobal Registered Users Exceed 100,000 Milestone
A landmark achievement as our user base surpasses 100,000 across 50+ countries, reflecting growing trust in our platform.
Learn MoreOur Partners
Building a secure and efficient payment network with top global financial institutions
